West Coast Community Bancorp, the parent company of Santa Cruz County Bank, has officially completed its merger with 1st Capital Bancorp, marking a significant milestone in the evolution of community banking on the Central Coast. Effective October 1, 2024, 1st Capital Bancorp merged with Bancorp, and 1st Capital Bank merged with Santa Cruz County Bank, signaling the beginning of a new era of growth and opportunity for both institutions.

This merger not only expands the geographic reach of the combined banks but also strengthens their commitment to personalized, community-focused service. Until the second quarter of 2025, 1st Capital Bank branches will operate under the name "a division of Santa Cruz County Bank" before transitioning to the new brand, West Coast Community Bank. This rebranding reflects the bank's ambition to serve a broader region while staying true to the principles of community banking.

Leadership from both institutions will guide this transition, with Kurt J. Gollnick and Daniel R. Hightower, M.D., former Chairman and Vice Chairman of 1st Capital Bancorp, joining the boards of Bancorp and Santa Cruz County Bank. Their expertise in community banking will be invaluable as the merged entity looks to enhance its services.

Stephen Pahl, Chairman of Bancorp, emphasized the importance of this merger in serving the community: “This merger brings together two like-minded institutions with a shared vision of community service and commercial lending excellence.” President and CEO Krista Snelling echoed these sentiments, highlighting the expanded capacity for larger business relationships, advanced technology, and a continued commitment to exceptional service.

With a combined asset total of approximately $2.8 billion, West Coast Community Bancorp is now positioned as one of the largest community banks in the region, poised for growth while maintaining its dedication to local communities.